Overview & Regulatory Framework

The Benevolent Fund is a welfare scheme established by the Federal and Provincial governments to provide financial assistance to civil servants and their families. Governed by the Federal Employees Benevolent and Group Insurance Act, 1969, and respective provincial ordinances, the Fund is managed by the Board of Trustees. It serves as a social security net for employees in case of invalidity, death, or during retirement (Farewell Grant). All BPS 1-22 employees contribute a monthly deduction from their salaries, making them eligible for these benefits. For precise calculation of your salary deductions, please refer to our Salary Calculator.

Official Rate Slabs / Schedule (2026)

Eligibility Criteria & Qualifying Conditions

• Monthly Grant: Available to families of employees who die during service or are declared invalid.
• Marriage Grant: Payable upon the marriage of one daughter or son of the employee (subject to service duration).
• Farewell Grant: Applicable to employees retiring upon reaching the age of superannuation (60 years) or voluntary retirement after 25 years of service.
• Exemptions: Employees under suspension or those who have resigned are generally ineligible for post-service grants.

Step-by-Step Claim or Application Process

1. Obtain the official application form from the Provincial/Federal Benevolent Fund Board office or their website.
2. Attest all required documents through the Head of Department (DDO).
3. Submit the completed file to the regional Administrator of the Benevolent Fund.
4. The office will scrutinize the service record (Last Pay Certificate/Service Book).
5. Funds are disbursed via bank transfer directly to the employee's or beneficiary's salary account.

Required Documents & Attestation Checklist

• Attested copy of CNIC (Employee & Beneficiary).
• Last Salary Slip issued by AGPR or DAO.
• Retirement Order (for Farewell Grant) or Death Certificate (for Monthly Grant).
• NOC/Marriage Certificate (for Marriage Grant).
• Service Certificate duly signed by the Head of Department.

Frequently Asked Questions (FAQ)

1. Can I claim the marriage grant for more than one child?

No, the marriage grant is strictly limited to one child per employee for the duration of service.

2. Is the Benevolent Fund deduction mandatory for all BPS 1-22 employees?

Yes, the deduction is a compulsory contribution mandated by government service rules.

3. How long does the approval process take?

Typically, applications are processed within 60-90 days, provided all supporting documents are verified by your department.