Overview & Regulatory Framework

The Benevolent Fund is a mandatory social security program for civil servants in Pakistan, governed by the Federal Employees Benevolent Fund and Group Insurance Act, 1969, and corresponding provincial statutes. Managed by the Federal Board of Trustees under the Establishment Division, the fund provides financial security to employees and their families during service and after retirement. It operates on a contributory basis, where monthly deductions are made from the salaries of BPS 1-22 employees.

Official Rate Slabs / Schedule

Eligibility Criteria & Qualifying Conditions

• Active government employees contributing to the fund.
• Retired employees who have not exhausted their entitlement.
• Widows/Widowers of deceased employees (subject to valid entitlement period).
• Children of employees for Marriage Grants (first two marriages only).

Step-by-Step Claim or Application Process

1. Obtain the official application form from the provincial/federal Benevolent Fund website or your department's accounts office.
2. Fill out the form with accurate details verified by your DDO (Drawing and Disbursing Officer).
3. Attach all mandatory supporting documents including the Pension Payment Order (PPO) if retired.
4. Submit the completed file to the District/Regional Board of Trustees office.
5. Track the payment status through the official portal or your local department representative.

Required Documents & Attestation Checklist

• Attested copy of CNIC (Applicant and Employee/Pensioner).
• Last Salary Slip or PPO for retirees.
• Marriage Certificate/Nikkahnama for marriage grants.
• Death Certificate and Family Registration Certificate (FRC) from NADRA for death-related grants.
• Departmental NOC (No Objection Certificate).

Frequently Asked Questions (FAQ)

Is the Benevolent Fund contribution mandatory for all civil servants?

Yes, the deduction is a statutory requirement for all permanent government employees across federal and provincial departments as per the 1969 Act.

Can I apply for a Marriage Grant online?

Most provincial boards are currently transitioning to digital portals. Currently, manual submission through the Departmental Head is standard practice.

Does the Farewell Grant affect my Pension or Gratuity?

No, the Farewell Grant is an additional benefit paid from the Benevolent Fund and does not interfere with your standard pension or GP Fund calculations. You may use our Pension Calculator to check your standard dues separately.